I regret neither Top neither Htop show you estimates of "IO Activity time" like in Windows 10 task manager - I need to use separate iostat to observe that.
I found the "IO Activity time", percentage of time when IO is used, to be a really good indicator of IO load on machine level - neither io-op per second, neither bandwith tell much if you're already using up all available IO. Load does not help here, as number of processes doing IO influences "load" more.