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> I think they used to just write your credit card details on a piece of paper.

Why would you allow anyone to do that? :O

Why would you give your credit card to a random, uncredentialed person on the street just because they claim to help animals?

I'm try to respectfully decline them, but if they try to passive aggressively guilt me, I teeter on the cusp of countering by attacking back and trying to crack their self esteem.

I haven't done it yet and wouldn't be proud of myself, but it would feel good.

I've seen the ones here do shit like yelling these animals are starving and abused while you go home to your luxury apartment, keep on ignoring their cries-esque stuff

Tell them you plan on eating animal flesh when you get home.

"All those animals would be dead in 15 years time anyways"

We call them chuggers in the UK although I haven't seen so many lately.

Basically the same ones, yeah. Donating through them harms whatever cause you're trying to help.