Actually, I'm pretty sure places like Greenland, Canada, Russia etc. will be mostly positively affected. I'm mostly concerned about the changes to the ocean when it comes to affecting all humans. The unfortunate reality is that unchecked global warming will probably lower food prices and increase standards of living in many places that are already rich, while causing destruction in places that are already relatively poor.
> alarm bells ringing about the climate...
The third option you left out is that the alarm is overinflated. With an issue as controversial as climate change, you can be almost certain that both the alarmists and skeptics are both wrong, and the truth is probably somewhere in the middle.
Also, I really don't think the end of the world is a realistic result of climate change. If you really want something to worry about, there are always meteors, gamma rays and the potential for nuclear war, superbugs, or biological WOMD.