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I continue to be amazed that any business of more than a few hundred employees would ever consider using off-prem hosting. Cloud services are there to bootstrap a business, not maintain it.

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Well the issue is that you bootstrap on AWS and then have a hard time going on premise without a major rewrite or initiative. That and you want to keep adding features and driving the product forward... it is easy to see how this happens. Plus you can have 200 people focused on things other than running ESX boxes or docker or whatever you need.

Using cloud services saves a business from having to have a whole vertical stack of expertise in house. And for banks, these infrastructure engineers have to be available 24*7.

For many companies, hiring and talent retention is a problem. There are some risks that are not as superficial as dollar signs on the balance sheet.

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