I keep coming back to an observation that the places where civilization tends to exist are geologically and climatologically 'interesting'. If it's not one thing it's another.
How soon we forget the Great Lisbon Earthquake.
North Sea flood of 1953 killed 2500 people.
I suppose there are some happy places unaffected by earthquakes, volcano's, floods, extreme weather. I'm dubious we can all move there.
The East African Rift Zone is both an emerging plate boundary and a locus of volcanic and seismic activity.
I suspect New York City has more deaths per capita over time from the combination of natural environment events (earthquakes, weather, etc.) than California.
It's certainly not free of natural risks.