Well the card got skimmed targeting the store/machine that attracted the thief in the first place, as a consequence of being a giant honey pot. So you fell victim thanks to the system and you're thankful for it?

Still super early days and there are some services that are starting to offer some services for custody or key storage in case safe keeping like Casa and whatnot. Just give it time. There are positive knock on effects to reducing credit fraud and charge backs.