You're an idiot if you're not using rvm by now.
If wanting an easier way to install Rails for beginners makes me an idiot, then I'm proud of it ;)
Note that this solution also compiles stuff on your machine, and in this case it uses system-wide installation locations. One advantage of rvm is that everything is done as a regular user and sandboxed in $HOME/.rvm. Easy to find and remove, if anything goes wrong or you change your mind later.
(Edited because I misread the command line.)