0% down with a 3.5% interest rate - you don't pay PMI with a VA loan and $0 down ($8k total in closing costs which were mainly taxes). This is the biggest aid in building wealth as we were able to save everything (minus moving costs) from the sale of our previous home.
Right now NFCU estimated our property taxes high so our mortgage is $2100. Next year our property taxes will drop due to LA exemptions that will drop our mortgage down to $1800 - 1900 range.
I have well water so no costs there, electric and gas are $150 combined a month, this is the highest we will pay due to A/C in the summer. Also no pool - lawn is being transformed into a functional space, garden of vegetables and fruits with chickens.
Plenty of places to locally travel; Japan is a little stretch for us so we will see. Walking distance from my house is local jazz/blues hall, been here since 1885. Every other Saturday from 6 - 9pm you can sit and listen to live music, get a plate of fried chicken/catfish with jambalya, greens, potato salad/colslaw, cornbread, and cake for $20 a person ($10 entry, $10 for food). Plenty of festivals which are free offering a range from Festival Acadiens et Creoles 2 hours away to Blues and BBQ in downtown New Orleans next weekend. So our costs here are around $150 for weekend family fun, some weekends we stay at home as we need a break.
All in all $3k a month is spot on which in Lousiana goes far. Plenty of culture, arts, food, and outdoor activities.