Not the OP, but the most recent trend that scares me is 2FA economy choices, the way they let corporations abuse people and the advanced social engineering they encourage.
I hated the old banking 1 site devices and still look forward to U2F, but the behavior going on with SMS makes me wonder if anyone from my generation will be able to participate in their own finances when they retire without getting fleeced both legally by specialists for the slightly infirm and illegal con-artists.
In some countries government has stepped in to make more standardized digital systems that at least allow elders to safely use low interest bank accounts.
A different but similar example for those with specific non-age related defecits is the state of online Casino regulation in the UK..
(I think countries with virtually no regulation are safer for people with gambling problems than the UK, since the UK creates a great deal of certainty for those exploiting the irrational in exchange for tax revenue to lower rates for the rational.)