In any case, you cite
> * Lower incomes
> * Less savings
in response to an article about a person who is miserable living in a garage. Is it strange to consider that some would rather be "worse" off living in a larger purpose-built dwelling somewhere else? Perhaps they can get paid on an SF pay scale and buy housing in cheaper markets?
> * Higher suicide rates
SF is literally building a suicide barrier on its iconic bridge.
TL;DR; It's okay that people want to live where they want to live. People thrive in different environments.