The lack of money gives people with lower income a problem that the brain cannot solve. Not everyone can 'just get a job' that easily. I've experienced periods in my life where I kept thinking in circles to find a way to get some money for our basic needs. The only solution was to simply keep trying and waiting for some luck or fate. Of course that fucks your brain! I knew a professor in Berlin who was living in the streets, homeless. Try to imagine his mind. After all his work, passion and skill this simple but ridiculous money problem is in-solvable. And no one will help him, he is lost for life. Most rich people have no clue about this problem. They think everybody can work and create a future, while at the same time this professor in the streets has no chances. Who has a thinking problem here?