What is it about HN people and negativity about Crypto? Want a killer app? Just look at Bitcoin. Want to find people who use Bitcoin? Move out of your world and visit countries with failing currencies.
I visited Haiti and over there, people just use their phones to pay each other through their telecom provider, or they use USD. None of them use Bitcoin, they're not even aware it's a thing.
For example, go try and start an adult services internet company. You will quickly find that very few banks will be willing to allow you to open an account.
Even though adult services isn't something that is illegal in the US.
Also, go back to 2011, and try to donate money to WikiLeaks.
Even though WikiLeaks was not charged with any crimes, and has not been convicted on anything to this day, you will find that all the major credit card companies would refuse to process your transactions.
They were not charged with any crimes. And yet, your transactions would be censored anyway.
So no, this does not have anything to do with illegal behavior.
Lots of financial transactions get censored all the time, regardless of any crimes being committed.
None of whom use or would actually benefit from buying into your cryptocurrency of choice.
There are two great lies (dreams??) crypto shills: 1) replacement of the 3rd world country dying currencies and 2) 3rd world country unbanked people desperately waiting for someone to "bank" them.