But if you don't make the financial payout, you don't pay for your education or hold obligation to pay or take a hit to your credit. With our tuition model, downside protection is baked into the contract, unlike at the UC system.
I understand your gut reaction, most new colleges have not optimized for student welfare. But it's not fair to bucket us into those when the whole point of creating this college was to build a systemic solutions to exactly those problems.