On the first point, default to using Postgres unless you have a particular reason not to. In general, it offers more and better-executed features. There are some scenarios where MySQL offers a benefit and this advice doesn’t apply, but it’s unlikely you will need to worry about that if you’re in a “what database do I use” position.

Your other questions are a bit too vague to be answerable. It’s possible to build anything you want, including custom file formats or schema converters, if you want to invest the time. You might have more useful responses if you explain the use case instead of the solution you already have in mind.