It is, which is why I added my rider at the end. But as they say, make a foolproof world and watch it fill up with fools. The ethically bankrupt may benefit from fools, but if we protect foolish adults from the consequences of their actions, we take away precisely that which makes them adults - the ability to make a meaningful choice, and to take responsibility for the consequences arising.
> where most of us are idiots about some things
Yes, me too, and lots. But I learn from it and where I get hurt, well that's just the price of being an adult. The alternative is perhaps living in china or communist russia and have the government run your life.
I'd prefer not to have that. I don't like the many scars (some physical, some psychological) I've got through life but each one is valuable where I chose to learn from it. Adulthood is choice.