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I've had the opportunity to chat with many ex-bank developers and based on those discussions I'm as positive as I can be, without my own personal experience, that this is assuredly utter garbage.

The last two I've spoken with had read-only access to _everything_. The entire company did.

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I’ve worked at 2 of the 4 major banks here in Australia and I’m calling bull on that last statement.

The entire company had read-only access to everything? Yeah nah. Who put the Siebel client on Janice the HR lady’s laptop? Who created an account on the mainframe for Barry the bloke who re-stocks the milk in the fridge?

You get my point.

I think they meant that the last two ex-employees they spoke to had read-only access to everything, not that every employee at a given bank had access to everything.

I was a bit exaggerative - the entire "development" arm of the bank had read only access to all customer financial data. One of the devs was a customer and pulled up all of his information.

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