There has been a bit of pain aside from the flimsy monetary damages. To date Equifax had to manage numerous lawsuits from municipal, state and federal jurisdictions. They were investigated by FTC, SEC, Consumer Financial Protection Bureau, UK Financial Conduct Authority, UK Information Commissioner’s Office (privacy regulator) and the Office of the Privacy Commissioner of Canada. Equifax had to attend congressional hearings conducted by the House Financial Services Committee, the Senate Banking, Housing, and Urban Affairs Committee, the Senate Judiciary Subcommittee on Privacy, Technology, and the Law, the House Energy and Commerce Subcommittee on Digital Commerce & Consumer Protection and the Senate Commerce, Science, and Transportation Subcommittee on Communications. The outcome aside from monetary penalties also should factor substantial reputation damages, costs of increased regulation at both the state and federal levels, CEO Richard Smith retirement, issuance of a public apology and the IRS suspended its contract with Equifax. Further lawsuits, hearings and regulation will continue to tax Equifax.