I'm in substantial debt for me but at the rate in which I earn I can pull myself out of it within 6 months, but I've been working on launching new companies and it's been a struggle. My 2 cofounders are waiting for me to finish my part of the process so they can go sell, I'm almost there. The property I was renovating has taken way longer than it should have but it's almost done. My car got seized by the police because I wasn't aware it was uninsured, taken all day to sort that and I'm not done yet. Clients are not paying invoices, I'm having to manage a number of other things at the same time, and the charity I run with my other half might be getting sued.
I need to find some work soon and bring in some money. So if anyone wants a remote php/js dev let me know. I know I've got a lot of things I'm dealing with but basically all of them are 90% there so life will simplify soon.