Ask HN: What's the cheapest way to receive bank SMS oversea?

I'm an American living in Europe. Right now, I'm unable to manage my American bank account as most operations require a 2FA code, which would get sent to a dead number. I'm heading stateside next week and I'm pondering how I can rectify this situation. Buying a cheapy prepaid plan (e.g. Red Pocket) is one option. I'm worried though that might not work. First, the bank might refuse to send the code to a phone not tied to an SSN. Second, the phone might not get the messages across the ocean due to lack of roaming.

Anyone has experience?