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I think the only thing one should always do is actively update one knowledge and be ready to adjust strategy accordingly.

No strategy/advice last forever

There is no such thing as passive investing per se.

So instead of recommending fund, it's better to recommend them to learn of the fundamentals of investing instead.

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And isn't the fundamental truth of investing: optimize returns based on your tolerance for risk? For the vast majority of the population, the optimal way to get the highest returns with the lowest risk is to put the money into either the S&P 500 or a total market index.

Every study has shown that people do not get rewarded appropriately for the risk they take on when they move away from diversification.

The fundamental as in you should know how anything generate value, what is index actually is, how the index work, why the index being recommended, how the stock market work, etc.

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