Third-party iPhone applications to arrive Monday
news.cnet.com
news.cnet.com
I still don't know how Apple could possibly ship a phone on Monday when it has yet to show up on the FCC database --unless they have somehow arranged a Monday approval date with the FCC.
That sounds pretty definite to me.
The devleopers have not had a chance to test their apps on new iphones or any real devices (not the developer devices with custom firmware).
There is no way apple will unleash thusly untested apps on the users. You can only make one first impression and it better be the good one.