Not saying what the consumer focused side of these businesses is doing is right but there is a work around with defined costs out there.
It is frequently very difficult to find the commercial/industrial version, even when you're in the know and actually want it. I'm typing this on a "Pro" laptop.
Marketing sticks "commercial grade" on pretty much everything. You have to know which brands service commercial and what their commercial lines are. That's not information that's always easy to find.
Food and cosmetics has this in the form of an ingredient list. And even then, as a manufacturer you don't have to list every ingredient depending on the threshold and the region.
Why isn't this standardized? We could have open reviews for designs that are known to fail, just like we have open criticism for ingredients that are unhealthy to consume.
In that vein, the Panasonic Toughbook was the go-to (and may still be - I haven't checked lately). They sold nearly identical consumer versions of the same ruggedized laptop.
A lesser known "brand" was made by a company called "General Dynamics" but I don't know if they were/are available to the consumer (I only know about them from the pre-owned market).
This place is a good one to see what's out there (I cannot vouch for them as a vendor or seller or anything like that; I've never shopped with them):