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Pay money for someone to hold my money in exchange for a cool looking card to access my money. Hard pass.

With any bank you're paying them to hold your money - it's just hidden in interest rates or other fees.

Of course it is not as simple as that, you could check the benefits you get from (Including recently launched zero commission trading) https://www.revolut.com/en-US/our-pricing-plans

Still, I would agree that the fee is not worth what you get.

> Of course it is not as simple as that, you could check the benefits you get from (Including recently launched zero commission trading) https://www.revolut.com/en-US/our-pricing-plans

> Still, I would agree that the fee is not worth what you get.

When you say trading is this with regards to currency conversion?

No, I mean robinhood-style stock trading(Currently only some US stocks AFAIK): https://blog.revolut.com/trading-revolut/

They launched it recently for EU, US and AU IIRC.