Take for example your claim “the US government spends more on healthcare per capita hhan any other country, yet our heathcare is worse than most countries”
The data is clear - single payer systems achieve lower prices thanks to having MONOPSONY POWER over the market. Providers compete, regular consumers don’t, for basic services. Instead resources are prioritized by urgent need. Almost All the systems ahead of US in quality and outcomes in the Commonwealth Fund list are single payer systems. If the US government had a single payer system, it would do well. All around the world we have seen that governments can cover EVERYONE and do it CHEAPER if they have a single payer system, thanks to their massive MONOPSONY power.
As for education: I am not talking about government run schools, but if we had vouchers (a single payer system) then private schools would compete for those dollars and once again it would pop up in areas where they are needed (eg next to a failing school).
I am not in favor of FREE COLLEGE being funded by government but I am massively in favor of FREE EDUCATION which can mean MOOCs, coding schools, apprenticeships acting workshops and much much more. The idea that an inherently wasteful “four year cruise” should be subsidized by money meant for EDUCATION, or that we need to lock up great teachers in lecture halls to only reach 300 people while another 30 are reached by crappy teachers is ridiculous. I am not saying government should dictate what FORM the education would take, just provide people with vouchers or UBI to make their own decisions.
But my original point was that the FEDERAL government being the only one who can issue currency is actually pretty limiting. Look at how well the PIIGS countries did in the south of europe after joining the Euro and giving up the power of running their own monetary policy. When Greece had the Drachma they did way better.
Similarly Detroit wouldn’t have gone bankrupt if it could issue its own currency like Bristol and Brighton in England.
There are tons of examples. Venezuela is a great example of government mismanaging the currency and people needing an alternative. And in fact, during the Weimar republic’s hyperinflation, there were pockets of private currencies the did very well and HELPED PEOPLE until they were OUTLAWED by the stupid principle of enforcing sanctions by the French after the treaty of Versailles. Who knows that alone could have averted WW2 and the Nazis rise to power in an impoverished Germany.
And then of course in peacetime this is THE DEFAULT. In the free banking era before the greenback, most everyday money was banknotes circulating issued by various individual banks not the “official sanctioned by the Federal Government banks”
And now we have cryptocurrencies AND social networks payment systems increasingly competing with banks. Also, I don’t just talk, I put my $ where my mouth is and build what I believe: