It’s easy to be enraged by reports like this, but I just see it as proof that the system is too damned expensive. There’s opportunity cost here, along with actual cost, and risk, and even then the savings is justifiable.
On top of that, while middle class families see college more of a way to help getting a better job, wealthier families actually believe their kids are going to college to be “better citizens of the world” and to “gain new experiences”.