Then, life caught on. You can't manage kids' activities, work schedules and your social life without a smartphone these days.
May I ask where you live? Or did you mean 'without a computer'?
Works perfectly for me in Western Europe.
Do they use TOTP? That can be done with a browser extension as well.
> My bank used a smart phone for 2fa, no text or card reader options available.
That sounds rather exceptional, which bank is this? I know one of the twelve or so Dutch banks does this (Bunq, a newcomer), but if any of the larger ones would drop non-smartphone authentication it would run into political trouble.
Switch your bank.
Over the past few years cash payments between people have been replaced by something that's also only available as an iPhone or Android app.
I'm sure there are other things. The next iteration of our government's single-sign-on solution will probably also been an app, at which point owning a smartphone will in essence become a legal requirement.
[1] https://www.zdnet.com/article/nokia-firmware-blunder-sent-so...