Seems to be an unpopular opinion but I'm on board with this. I pay for YouTube premium so that I don't have to watch ads (on TV/phone) and I feel railroaded whenever somebody stops their video to talk about a product that are paying them to do so.

I manually skip these always if I'm paying attention. I hope this shows in their analytics. I include "buy my tshirt" and "look I have another channel where I interview my 5 year old" in this.