Darn it, I guess I'll have to change my plans for Sunday if that's the case....
So let's say I'm falling at terminal velocity and I'm falling to a point roughly at the shore of a deep body of water. I have just enough control to deviate so I'm landing completely on (hard, dry) land, or completely in water that is over 20 feet deep.
You're saying I shouldn't try to land in the water?
(Let's assume there is no beach of sand. This is at a dam or something)
If those are your options, then you should go head first into the dam. You're not going to survive, so you want to die quickly, not suffering in pain for a few minutes.