I didn’t say there wasn’t a motivator. I said it isn’t money. Until about a hundred years ago, most folks were self employed and chased down whatever they needed for the day. It’s in that last few hundred it became mostly about money for the masses.
There are people that live isolated and off the grid lives, unmotivated by money & rat race. Your idea of survival & what makes a good life may not match up with others.
But in the context of daily life of the masses, you’re correct in that we all just chase the popular social meme. It HAPPENS TO BE money, but it could be bottle caps get you stuff that supply side is selling. It’s what supply side accepts or gtfo. The threat of being evicted from the only life one knows is not literal death, but it feels like it, so we chase money, not bottle caps as a pragmatic acquiescence to social forces.