Adobe Creative Cloud Pay as You Go Using Disposable Cards

I have rare uses where I need Photoshop, but I don't want to signup for a full Creative Cloud subscription.

Adobe only presents this as: * a full year paid upfront * a 12 month fixed 'contract' * a no commitment 30 day plan with a large price tag

If you cancel the 12 month contract, you are billed 50% of whatever the remaining charges are.

If a monthly payment is lapsed, after 30 days, the account is 'terminated'.

Has anyone ever got this far?

I'm considering using a disposable card number to just pay for one month, then letting it lapse.

If in the future I need again, paying for another month.

I'm not prepared to pay the astronomical non-commitment price for my use case.