I ended up selling my car and using a car sharing service instead. This had multiple positive aspects:

- it was cheaper - I didn’t have to deal with any car related stuff anymore (insurance, maintainance, remembering where I parked, ..) - The cars are usually just close by to where I lived and needed to go, no long roundtrips to get to the car or from the car somewhere else

Whether this works depends on the amount of usage – but should your usage decrease, it could be a viable alternative.