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Google voice, Skype, Zoom and others use their network.

I'm curious - if I get a number from bandwidth, is it an actual mobile number that can receive SMS from shortcodes ?

That is one downside of twilio - they cannot provide a true mobile number and so therefore you cannot get 2FA and other texts that come from shortcode numbers ...

Nope. Tried it. It failed SMS verification.

Do they have consumer app versions?

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