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Barclays have surprised me with how good their tech seems to be

Really? They can't join a Barclaycard with a checking account because the former was opened through the internet and not from the store (Their words.) Plus they don't allow installing the Barclay's mobile app if you are running Lineage OS and openGapps despite passing safetyNet. Last but not least the web log in process for Barclaycard is security theatre. Split into 2+ steps but all knowledge based, ie still only 1 factor but annoying to use.

> Lineage OS and openGapps despite passing safetyNet

I don’t know what any of these words mean, and I’m relatively technical

The sign-in I use requires a password (something you know) and a OTP generated by an irretrievable key, eg, something I have.

I believe LineageOS used to be called Cyanogenmod, and it's a fully free/open source implementation of Android. openGapps is Google Apps (like Maps) that you can install without having the Play Store.

Using LineageOS lets you do many more awesome things with your device, but financial apps (and even some apps like bus ticket apps) often don't work on this setup because it's viewed as insecure.

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