I dont get it? I am missing something?
If your immediate inclination is to think that this is lying or misleading, hear me out - it's not so cut and dry. In a conversation, you don't know what kind of experience level the other party considers "well" vs. "not so well" - e.g. some people think that "wrote my own gem" in Rails mean expert, whereas others would be more skeptical and say that there really are very few experts out there, and someone on Rails core team qualifies, but that's about it.
So, in your situation, especially if you are hard up for cash, why not bet your skills more?
be a shark. sharks have no necks and can't look back. necks are for sheep.