It doesn't really matter what fails, what matters is that there is no way to do a controlled descent once anything goes wrong on a loaded drone because there is no margin for error. A drone this heavy relies on the whole chain of components functioning perfectly.
I'm surprised it is as good as it is given the number of parts. If it were a winged drone you'd at least have a chance to glide it to a safe spot, but a drone that is kept up by spinning props can only crash uncontrolled. There was a video of downing one in a more controlled way but the only fault it could cover was single rotor failure and even then the amount of control was very limited.
These things have absolutely no business over areas occupied by people.