I imagine this market is pretty small, sure YC funds a bunch of startups every year but it seems like your business is almost entirely dependent on the Bay Area and maybe a handful of other locations around the globe that consistently produce startups that have to rely on compensating employees with equity instead of competitive salary. When the next recession inevitably comes, and VC money potentially dries up, it seems like your company won't fare well without other services to fall back on.
The vast majority of Americans, or people on earth in general, aren't offered equity as compensation (many aren't even offered stock purchase plans and for that matter Pew found that 41 percent of millennials didn’t even have access to an employer-sponsored retirement plan).
Not trying to be critical, just genuinely curious if you've thought about it.