If you're affecting startup employees' (and prospectives') perceptions of compensation, how do you deal with the appearance of potential conflict of interest, as a YC startup (which presumably has an interest in hiring and compensation by its startups)?

Also, do you have some kind of official fiduciary obligation, as part of giving financial advice? And if so, to whom?

How will giving financial advice mesh with offering financial products?

(I mean these questions constructively, and I figure you have good intentions. These are merely the kinds of questions that come to my finance layperson's mind.)