Yes.
> My understanding of recaptcha v3 is, that it just gives you a score for how well google can track you and then leaves it up to the site operator to block users who aren't transparent enough.
Yeah, that's the one where you're supposed to put it on every page of your website so that Google can collect more information on your users. If they can't, they'll return a low score that you'll use to mark users as "bots".
> What I really hate about recaptcha v2 are those artificial delays before loading the next image (which it can happen to several times on a single card). And then in the end you frequently fail, despite answering everything correctly.
I think this is just what Google does when it thinks you're a "bot": i.e. they don't know who you are.