The FAQ is really condescending and almost sounds deliberately written to make people angry.
> The free credit monitoring provides a much better value
> You can still choose the cash option on the claim form, but you will be disappointed with the amount you receive and you won’t get the free credit monitoring.
The wording is just so... it seems to be coming directly from Equifax's PR department.
How is it disingenuous? If the numbers are to be believed people would get checks for under $1.
So I'm pretty sure they will be, as the FTC says "disappointed with the amount they receive".
It's actually good advice, (absent raising the payment pool).