I have been part of 12 data breaches, that i have been informed about, in the last 5ish years. I read about it and then move on at this point. I have a sick feeling credit monitoring with insurance is going to become the norm, just like house and car insurance. I am not sure why progressive and state farm dont have it yet on your policy (maybe they do).

I wonder if these companies are like one of the places i work at and have checkbox cybersecurity as opposed to real cybersecurity.......if you have ever had to ask your cybersecurity department "you really want me to loosen the permissions on those files so it will pass the scan¿", then you know what checkbox security is.......