Here's the thing about lawsuits, even if you're innocent, you're still probably ruined. It's not like on T.V., lawsuits take years, even criminal ones. If you encounter a law enforcement agent (say a prosecutor), that wants to make a career off of something you're involved in, you're screwed. At best, you'll probably be bankrupt and emotionally destroyed. Imagine this, they bring charges against you, and if you get a public intoxication, or heaven forbid a DUI, you go to jail for the next 3 years while awaiting trial and for something that you might not have even committed. Don't believe me, read a case document on conditions of release. They list off a ton of things that can send you back to jail while awaiting trial.