I dono about you, but I'd rather be "used" and get the job with opportunities for advancement (and higher wages) I can count several people who were in this position who now make a good bit more money than I do.
edit: to be clear, I don't think I'm better than people I've hired. I am more confident, to be sure, but that's something other people value. I don't value confidence very much at all ( I have perhaps more of that than I'd like. But other people eat it up, so why not?)
Nearly all my friends are smarter than I am. (I'm not saying that people who are more intelligent are /better people,/ but it's a better standard than money.) and besides that, no competent manager hires people who are not better than he is (or who can not shortly be made better than he is.)
Hell, even if you keep score with money, several of the people who have worked for me in the past now make more than I do, and a few make more money than I would be able to make if I was working for someone else.