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I've found the Apple/Google in-app subscription APIs way more annoying to work with than Stripe/Braintree. Plus, if you sell on web and mobile, you now have to deal with three different systems instead of just one.

Big players with power need to revolt against this stuff otherwise little players will never get the freedom to do it. Google happily will punish little players for doing it.

What does that mean, setting up external subscriptions? You mean like monthly transactions? Don’t most CC processors these days offer pretty much free starting plans since they’re making money from the transaction fees? The competition is too fierce, someone is making a low financial barrier of entry.