The only argument I've had even a little success with is "it makes it easier for identity thieves to get and use your CC / bank info". That usually get a pause before "oh well my bank has fraud protection".
The only argument I've had even a little success with is "it makes it easier for identity thieves to get and use your CC / bank info". That usually get a pause before "oh well my bank has fraud protection".
Anyway, I was going with "defeatist" mostly because it reminded me of an attitude I personally sometimes display when it comes to being overweight: "I already ate above my maintenance window today, I might as well just eat everything in the pantry and fridge and order some family-size pizzas". So, "I've already failed once, might as well keep failing."
Moreover, their actions do not affect only themselves, but also all of the people with whom they regularly interact, regardless of whether or not those people themselves have “chosen” to “opt in”.
There is only one solution to this problem, and it is political in nature.