"Technology makes it easier for individuals to beg strangers for money".
I can't open social media without seeing kickstarter/indiegogo this, gofundme that, need money quick, can someone paypal/venmo me money for thing, etc. Then a day, week, month later you see pictures of their brand new cabinets or of their vacation or they are hitting people up for money again for something else because people gave last time so now they expect regular handouts.
Instead of getting creative, people now just go "hey, stranger, you have it better than me, give me your hard earned money!"