Unmortgage, the ‘part own, part rental’ housing startup, with partners AllianzGI

Day-to-day maintenance (replacing lightbulbs, shelf falling down etc) is your responsibility. Plus you get to decorate however you want (at your cost). All other taxes and maintenance costs are shared proportionally.

> Who gets to decide when to call the plumber?

You do. There's a home emergency cover plan in place (costs shared proportionally) so you can get someone round 24/7, 365 days / year.

> If you fail to pay your rent, can they evict you?

Yes, but if you just need a couple of months to get back on your feet, we won't.

> What happens to your share then?

You still own it, but any rent arrears would be netted off.

> Can you sublet?

Not at the moment.

> Can you sell your share on the open market, or only back to the company, at whatever price they decide is fair market value?

The latter, but there is an option to go to the open market together. Price is determined by a regulated independent surveyor, not by Unmortgage.

https://www.unmortgage.com/faqs

https://www.unmortgage.com/how-it-works

source: I am an unmortgage employee.