After all, we've used gold for tooth fillings in the past. That's a pretty high accessibility for everyone.
I could see the argument for materials (such as anti-matter) which are only synthesized in the lab. However, gold, while expensive, is also fairly common to researchers.
Take platinum as another counter point. Even though it is more expensive than gold, we still put it in catalytic converters for millions of cars.
Gold is researchable today. Maybe if it were more available we wouldn't exclude it from research due to cost. But that is a big maybe.
If silicon were as rare as gold, we'd still be able to say "Hey, this gets transparent when we heat it up" and "Hey, this doesn't really conduct electricity well". That is, we'd be able to see it and have the arguments of "if we just had a bunch more of this, we could make a lot of cool glass things". AFAIK, there isn't some application that exists like that with gold.
It is very malleable. It has a low melting point. It doesn't corrode. The best application I think we'd come up for it is something like using it for soldering like we use tin (it would probably do a better job there than tin does).