I am abundantly aware of the skills of most people. I even addressed exactly what you said in my response numerous times. I specifically said you can pay someone to host your site using site builders, templates, etc. None of that prevents someone from hosting their own site. You seem to be conflating hosting your own site from building a site from scratch. Chances are if someone doesn't have the ability to even pay someone to host their site, they aren't the target for this conversation and your point is essential moot.