So, vigilantees concerned about damage to innocent people keep breaking into the windows, stealing the guns, unloading them, and tossing them into landfills. I'd be like: "Stop putting your guns in front of the windows. Be a responsible gun owner." Enough broken windows and stolen guns might incentivize them to do that.
So, in a way, yes. I do. So do lots of people when they go to urgent care rather than the ER, knowing that the ER could bankrupt them, and they'd rather risk the delay. I don't have numbers off the top of my head, but I don't think it's as uncommon as you seem to think it is.
I daresay that this situation even applies to "most people", or at least a very sizeable proportion of the global workforce.
You are priced per body part based on your income. Your health is most certainly defined in dollars.