The missing 5% does not include paid breaks but things like walking to the meeting room, going to the bathroom, checkout out projects or doing updates.
I absolutely loathe people who come to the office to chat as if we were close friends. I understand during breaks and lunch but not at the work desk. Constant out of topic chatter is the bane of any open office.
The days I love the most are those where I manage to enter "flow" in the morning and keep working for the entire day.